Construction Insolvencies England and Wales: June 2026 Update Overview Registered company insolvencies in England and Wales flattened out in June 2026. This stabilisation follows the sharp 10% drop we saw in May. The Insolvency Service recorded 1,845 registered company insolvencies in England and Wales during June. This figure is almost identical to May 2026 (1,849). […]… Continue Reading

How our expert debt recovery team turned broken promises into a cost-neutral win for a member of 10+ years.Sometimes, despite your best efforts, internal credit control runs into a brick wall. This was recently the case for Earlcoate Construction & Plant Hire Ltd. As a Top Service member for over a decade, Earlcoate regularly utilises […]… Continue Reading

How an expert, email-only strategy recovered £61k+ to maximise cash flow. When a customer in the construction sector came to us with a substantial unpaid invoice, they weren’t just facing a financial shortfall—they were dealing with a wall of broken promises and total radio silence. At Top Service, we understand how frustrating and disruptive cash […]… Continue Reading

Construction remains the most exposed sector despite a 10% month-on-month drop in overall business failures. Overview Registered company insolvencies in England and Wales fell sharply in May 2026. This drop offers a breather after the rising numbers we saw during March and April. The Insolvency Service recorded 1,868 registered company insolvencies in England and Wales […]… Continue Reading

With construction accounting for 17% of all company insolvencies, credit management tools must evolve to protect margins and drive new sales. By Emma Reilly FCICM, CEO… Continue Reading

Why businesses still hesitate to claim what they’re legally owed. By Phillip King FCICM I had the privilege of hosting a joint Top Service/CICM webinar a few weeks ago in which we explored the issue of claiming statutory late payment interest and compensation. It’s a subject that fascinates me, so I thought I’d share some […]… Continue Reading

With UK SMEs carrying £26bn in late payment debt, credit departments must trade outdated ledgers for real-time intelligence. While the early months of the year were dominated by discussions surrounding the long-term “structural reset” of the construction industry, the dynamics on the ground have shifted rapidly. As we move through the second quarter, immediate external […]… Continue Reading

In the construction sector, project margins are tight, and insolvencies can trigger a devastating domino effect down the supply chain. A main contractor, sub-contractor, or materials supplier failing mid-project can stall a build and leave you facing severe bad debt. As part of your membership with us, you have unlimited access to our Construction Credit […]… Continue Reading

With construction accounting for 16% of all UK business failures, relying on yesterday’s static data is an active threat to contractor survival. The UK construction industry isn’t just navigating standard economic cycles; it is undergoing what analysts call a permanent “structural reset.” For credit management departments and finance directors, relying on yesterday’s data to make […]… Continue Reading

Construction remains the most exposed sector as England and Wales company failures rise 2% month-on-month. Overview Registered company insolvencies in England and Wales ticked upward in April 2026. This increase sustains the financial pressures we saw at the end of the first quarter. The Insolvency Service recorded 2,085 registered company insolvencies in England and Wales […]… Continue Reading