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If you would like to speak to us please call us on 01527 518800 any weekday between 8.30am and 5pm.

Industry Experts

Credit Management Solutions for the Construction Industry

30 years of specialising in the construction industry means that we really understand the challenges you face and are able to provide you with a service and the support to help you overcome them.

Chasing Debts?

Let us do the leg work

Our ‘no collection, no fee’ recovery service will take the hassle out of chasing your overdue accounts and we will help to make your invoice your customer’s number one priority.

Insider Intelligence

Are you in the loop?

The unique trading experiences reported to us by our members are the most relevant information you can arm yourself with before extending credit. Can you afford to be missing out?

The Top Supplier of Credit Management Solutions for the Construction Industry

Helping Fellow Traders For Over 30 Years

For over 30 years we have helped thousands of your fellow traders in the construction industry avoid problem payers and reduce their bad debt. All our members benefit from access to our unique and invaluable credit information and our effective recovery services.

Free Compensation & Interest Calculators

How much interest & compensation could you be charging?

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Prevention

Invaluable insider information at your fingertips

Our unique credit information and monitoring services will ensure that you minimise your exposure to bad debt and will help you to stay ahead of the game

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Recovery

All the tools you need for hassle free debt recovery

From a gentle reminder to taking legal action, our recovery service can be tailored to your needs and help make your unpaid invoice a priority.

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Member Benefits

Thousands of your fellow traders are currently benefiting from being a member. Can you afford not to benefit yourself?

  • More informed
  • A competitive advantage
  • Reduced bad debt
  • Fewer problem payers
  • Improved cash flow
  • No collection, no fee
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Free Trial

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What our customers say

Top Service; the only credit reference and debt recovery service I have found in twenty years of trading who produce results.

Peter Wilson, ORBITAL FASTENERS LTD

My love for Top Service knows no bounds!

Robert Cox, HITCHCOCK & KING TIMBER & BUILD MERCHANTS

 Top Service provides Tarmac with invaluable support for new customer trading history and early fraud detection. The trading histories enable us to avoid potential late payers, or to identify that a customer has cash flow difficulties”

Jo Stevens at Tarmac

I find the Top Service website an essential part of credit control and bad debt prevention. Couldn’t be without Top Service.

Paul Pannell, LEMON GROUNDWORK SOLUTIONS LTD

I would readily recommend Top Service to all as they are the “tops!!!” Well done, a gold star to you all!!

Shirley Cox, DEVIZES BUILDING SUPPLIES LTD

The service provided is second to none. The whole team are always efficient and helpful. Whatever guidance you need Top Service have it. Highly Recommended

PAGETS BUILDERS MERCHANTS LTD

Top Service provides an excellent service, staff are always happy to help and will always go the extra mile to find additional information on a company. The information provided is always accurate and up to date, and we use this information in all our financial decisions. Overall, this is a service we recommend to others and continue to use ourselves on a daily basis. 

Jenny from Fastec

We are delighted with the service we receive from Top Service. Their success rate is second to none.

Wendy Hammond, JACKSON & GOCHER LTD

In our credit management procedures, we engage with two agencies for credit information. One is a mainstream agency, and the other is Top Service because of their construction industry-specific information.

Recently, when assessing a potential customer seeking a credit account, our primary provider’s data seemed satisfactory at first glance. However, upon cross-referencing with Top Service’s industry-specific insights, a completely different picture unfolded. This led us to decline the credit account, potentially saving our business £10,000. This is why we love using Top Service. Their unparalleled industry-specific information enables us to make well-informed credit decisions, safeguarding our business against bad debt risks.”

Louise Cain, Credit Manager at Sydenhams

We have used Top Service for some time now and find them an invaluable source of information. They often have access to intelligence before other providers, and their early warnings have proven to be extremely useful to our Credit Management team over the years. Their bespoke monitoring service is practical and informative, and can be as detailed as you want it to be. The service desk staff are always extremely helpful and a real pleasure to deal with – nothing is ever too much trouble for them. Finally, their debt collection department is very effective and remarkably good value given the level of service provided – we’ve found their knowledge of the sector to be a real asset.

Stevem at Jewson



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