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If you would like to speak to us please call us on 01527 518800 any weekday between 8.30am and 5pm.

Industry Experts

Credit Management Solutions for the Construction Industry

30 years of specialising in the construction industry means that we really understand the challenges you face and are able to provide you with a service and the support to help you overcome them.

Chasing Debts?

Let us do the leg work

Our ‘no collection, no fee’ recovery service will take the hassle out of chasing your overdue accounts and we will help to make your invoice your customer’s number one priority.

Insider Intelligence

Are you in the loop?

The unique trading experiences reported to us by our members are the most relevant information you can arm yourself with before extending credit. Can you afford to be missing out?

The Top Supplier of Credit Management Solutions for the Construction Industry

Helping Fellow Traders For Over 30 Years

For over 30 years we have helped thousands of your fellow traders in the construction industry avoid problem payers and reduce their bad debt. All our members benefit from access to our unique and invaluable credit information and our effective recovery services.

Free Compensation & Interest Calculators

How much interest & compensation could you be charging?

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Prevention

Invaluable insider information at your fingertips

Our unique credit information and monitoring services will ensure that you minimise your exposure to bad debt and will help you to stay ahead of the game

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Recovery

All the tools you need for hassle free debt recovery

From a gentle reminder to taking legal action, our recovery service can be tailored to your needs and help make your unpaid invoice a priority.

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Member Benefits

Thousands of your fellow traders are currently benefiting from being a member. Can you afford not to benefit yourself?

  • More informed
  • A competitive advantage
  • Reduced bad debt
  • Fewer problem payers
  • Improved cash flow
  • No collection, no fee
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What our customers say

The service provided is second to none. The whole team are always efficient and helpful. Whatever guidance you need Top Service have it. Highly Recommended

PAGETS BUILDERS MERCHANTS LTD

Having Top Service as both a credit reference agency and debt collecting service has proven to be a great choice in a competitive market, the staff are always friendly and on the ball.

Maggie Vann, TOM WHITE WASTE LTD

Absolutely brilliant service, telephone support first class, the chase-up letters actually work and get results. It has become an essential business tool for us. Highly recommended.

Peter Drayton, SOUTHERN ASBESTOS SERVICES LTD

We have used a few other agencies for credit checking and chasing letters and we find Top Service to be the best.

Louise Goad, TRADE FRAMES SOUTH WEST LTD

In our credit management procedures, we engage with two agencies for credit information. One is a mainstream agency, and the other is Top Service because of their construction industry-specific information.

Recently, when assessing a potential customer seeking a credit account, our primary provider’s data seemed satisfactory at first glance. However, upon cross-referencing with Top Service’s industry-specific insights, a completely different picture unfolded. This led us to decline the credit account, potentially saving our business £10,000. This is why we love using Top Service. Their unparalleled industry-specific information enables us to make well-informed credit decisions, safeguarding our business against bad debt risks.”

Louise Cain, Credit Manager at Sydenhams

 Top Service provides Tarmac with invaluable support for new customer trading history and early fraud detection. The trading histories enable us to avoid potential late payers, or to identify that a customer has cash flow difficulties”

Jo Stevens at Tarmac

The service is very cost effective provides a network for all credit personnel in the building and allied trades.

Peter Phillips, SGBD LTD T/AS GIBBS & DANDY*

Top Service provides an excellent service, staff are always happy to help and will always go the extra mile to find additional information on a company. The information provided is always accurate and up to date, and we use this information in all our financial decisions. Overall, this is a service we recommend to others and continue to use ourselves on a daily basis. 

Jenny from Fastec

“Top Service has been a breath of fresh air in our business. We have struggled with trustworthy Credit Management businesses for a number of years, and Top Service have provided our new one-stop shop. They Credit reference our clients as a starting point, and we then get updates if anything happens to our watch list. This alone has recently stopped us from starting work for a business that went into administration 3 weeks later. Without Top Service, that would have been another owed debt.

 Their debt management system is also very easy to use, and again, recently brought full payment of a debt that we had no joy in chasing for over 4 months. One email, followed by one letter, got full payment.

A great addition to any business with such a friendly team at the end of the phone, and a website that is easily navigable. A great business to assist our business.” 

Mat at City Traffic Management Services Ltd

Top Service has done an excellent job providing us with credit information. I would highly recommend Top Service.

Nikki Blasket, FASTSOURCE LTD



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