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Trading Experiences

Our trading experiences are sourced from our 2500 members, all trading in and around the construction industry. Our members supply us with, and we proactively gather, up to the minute detailed information of how their customers are paying them.

Our trading experiences will tell you what to expect when opening an account to a new customer. 

  • Will they pay on time?
  • Do they pay but are generally slow and need a push?
  • Do they raise a lot of disputes?
  • Will you be likely to have to take further action to recover any monies owed?
  • Are they approaching you because a competitor has them on stop?
  • Have they recently bounced cheques on other suppliers? 

It’s this kind of invaluable information you need to know before extending credit.  Can you afford not to be armed with our insider intelligence?

Below is an example of the kind of trading experiences you can expect to find on our credit reports.  Where we have received more than one experience from the same member, you will see a grey arrow which when clicked allows you to see that members previous experiences with a particular subject.

If you agree that this kind of information would be invaluable to your credit decision making procedures then contact our sales team on 01527 503990 or click on the Join Now box to become a member today.

Here is a sample of the Trading Experiences section from one of our reports.

Trading Experiences Table Header
20/04/2019ACCOUNT 90+ DAYS OVERDUE

 REPORTED BY A PLANT & MACHINERY HIRE & SALES COMPANY 

Previous experiences reported by this member

15/03/2019ACCOUNT 60-90 DAYS OVERDUE
15/04/2019PAID AFTER PASSING TO TOP SERVICE FOR COLLECTION

 REPORTED BY A BUILDERS MERCHANT 

Previous experiences reported by this member

08/04/2019LEGAL ACTION TAKEN VIA TOP SERVICE
21/03/2019ACCOUNT PASSED TO TOP SERVICE FOR COLLECTION
11/03/2019TOP SERVICE LETTER BEFORE ACTION ISSUED
06/03/2019ACCOUNT 60-90 DAYS OVERDUE
08/04/2019PAID BUT EXCEEDED TERMS BY 60 DAYS

 REPORTED BY A WASTE DISPOSAL & SKIP HIRE COMPANY 

Previous experiences reported by this member

02/04/2019ACCOUNT 60-90 DAYS OVERDUE
17/02/2019PAID BUT EXCEEDED TERMS BY 60 DAYS
02/02/2019ACCOUNT 30-60 DAYS OVERDUE
17/10/2018SATISFACTORY PAYMENT RECORD
21/03/2019PAID AFTER ISSUING A TOP SERVICE EMAIL BEFORE ACTION

 REPORTED BY AN ACCESS EQUIPMENT HIRE & SALES COMPANY  

Previous experiences reported by this member

15/03/2019TOP SERVICE EMAIL BEFORE ACTION ISSUED
09/03/2019ACCOUNT 30-60 DAYS OVERDUE
24/02/2019PAID AFTER RECEIVING A BOUNCED CHEQUE

 REPORTED BY A ROOFING MERCHANT 

Previous experiences reported by this member

12/02/2019PART PAYMENT RECEIVED – ACCOUNT REMAINS OVERDUE
28/01/2019CHEQUE NOT HONOURED BY BANK
15/01/2019ACCOUNT 90+ DAYS OVERDUE
29/12/2018ACCOUNT 60-90 DAYS OVERDUE
01/11/2018SATISFACTORY PAYMENT RECORD
15/01/2019PAID AFTER EXCEEDING TERMS BY 30 DAYS

 REPORTED BY AN ELECTRICAL WHOLESALER 

Previous experiences reported by this member

08/01/2019ACCOUNT 30-60 DAYS OVERDUE
05/10/2018SATISFACTORY PAYMENT RECORD
 REPORTED BY A HAULAGE & TRANSPORT COMPANY