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Trading Experiences

Our trading experiences are sourced from our thousands of members, all trading in and around the construction industry. Our members supply us with, and we proactively gather, up to the minute detailed information of how their customers are paying them.

Our trading experiences will tell you what to expect when opening an account to a new customer. 

  • Will they pay on time?
  • Do they pay but are generally slow and need a push?
  • Do they raise a lot of disputes?
  • Will you be likely to have to take further action to recover any monies owed?
  • Are they approaching you because a competitor has them on stop?
  • Have they recently bounced cheques on other suppliers? 

It’s this kind of invaluable information you need to know before extending credit.  Can you afford not to be armed with our insider intelligence?

Below is an example of the kind of trading experiences you can expect to find on our credit reports.  Where we have received more than one experience from the same member, you will see a grey arrow which when clicked allows you to see that members previous experiences with a particular subject.

If you agree that this kind of information would be invaluable to your credit decision making procedures then contact our sales team on 01527 503990 or click on the Join Now box to become a member today.

Here is a sample of the Trading Experiences section from one of our reports.

Trading Experiences Table Header
13/08/2022ACCOUNT 90+ DAYS OVERDUE

 REPORTED BY A PLANT & MACHINERY HIRE & SALES COMPANY 

Previous experiences reported by this member

08/07/2022ACCOUNT 60-90 DAYS OVERDUE
08/08/2022PAID AFTER PASSING TO TOP SERVICE FOR COLLECTION

 REPORTED BY A BUILDERS MERCHANT 

Previous experiences reported by this member

01/08/2022LEGAL ACTION TAKEN VIA TOP SERVICE
14/07/2022ACCOUNT PASSED TO TOP SERVICE FOR COLLECTION
04/07/2022TOP SERVICE LETTER BEFORE ACTION ISSUED
29/06/2022ACCOUNT 60-90 DAYS OVERDUE
01/08/2022PAID BUT EXCEEDED TERMS BY 60 DAYS

 REPORTED BY A WASTE DISPOSAL & SKIP HIRE COMPANY 

Previous experiences reported by this member

26/07/2022ACCOUNT 60-90 DAYS OVERDUE
12/06/2022PAID BUT EXCEEDED TERMS BY 60 DAYS
28/05/2022ACCOUNT 30-60 DAYS OVERDUE
09/02/2022SATISFACTORY PAYMENT RECORD
14/07/2022PAID AFTER ISSUING A TOP SERVICE EMAIL BEFORE ACTION

 REPORTED BY AN ACCESS EQUIPMENT HIRE & SALES COMPANY  

Previous experiences reported by this member

08/07/2022TOP SERVICE EMAIL BEFORE ACTION ISSUED
02/07/2022ACCOUNT 30-60 DAYS OVERDUE
19/06/2022PAID AFTER RECEIVING A BOUNCED CHEQUE

 REPORTED BY A ROOFING MERCHANT 

Previous experiences reported by this member

07/06/2022PART PAYMENT RECEIVED – ACCOUNT REMAINS OVERDUE
23/05/2022CHEQUE NOT HONOURED BY BANK
10/05/2022ACCOUNT 90+ DAYS OVERDUE
23/04/2022ACCOUNT 60-90 DAYS OVERDUE
24/02/2022SATISFACTORY PAYMENT RECORD
10/05/2022PAID AFTER EXCEEDING TERMS BY 30 DAYS

 REPORTED BY AN ELECTRICAL WHOLESALER 

Previous experiences reported by this member

03/05/2022ACCOUNT 30-60 DAYS OVERDUE
28/01/2022SATISFACTORY PAYMENT RECORD
 REPORTED BY A HAULAGE & TRANSPORT COMPANY