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Top Service
IBC Member Offer

An exclusive offer and preferential pricing on Credit Management Solutions for IBC Members

Exclusive IBC Member Benefits

Available to all IBC Members regardless of Top Service Membership:

  • Unlimited Access to FREE Credit Management Advice
    Just call 01527 503990
  • FREE Annual Credit Control Healthcheck
    With recommendations to protect your business

PLUS a 7-Day, No Obligation Free Membership Trial:

  • Unlimited Trading Experiences & Credit Information
  • Unlimited Company & Director Monitoring
  • 3 Chasing Letters & Unlimited Chasing Emails

Access Your
Free Credit Healthcheck

Access your free Healthcheck GET STARTED

The Top Supplier of Credit Management Solutions for the Construction Industry

Helping Fellow Traders For Over 30 Years

For over 30 years we have helped thousands of your fellow traders in the construction industry avoid problem payers and reduce their bad debt. All our members benefit from access to our unique and invaluable credit information and our effective recovery services.

IBC Member Price

£36.75 exc VAT

per month

Standard Rate £49.00 exc VAT

Prevention

Invaluable insider information at your fingertips

Our unique credit information and monitoring services will ensure that you minimise your exposure to bad debt and will help you to stay ahead of the game

More Info

Recovery

All the tools you need for hassle free debt recovery

From a gentle reminder to taking legal action, our recovery service can be tailored to your needs and help make your unpaid invoice a priority.

More Info

Top Service Membership Benefits

  • Exclusive 25% Discount for IBC Members
  • 1st Month FREE Upon Signing (Instant Access)
  • Annual Credit Control Health Check (One Per Year)
  • Credit Information (Unlimited)
  • Company & Director Monitoring (Unlimited)
  • Chasing Letters (10 per Month)
  • Chasing Emails (Unlimited)
  • Credit Management Support & Advice (Unlimited)
  • Debt Recovery (Unlimited*)

*charged on a commission basis

First Debt Revoverd Free
Access your free Healthcheck

Get Started With Your Seven Day FREE Trial

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Top Service News

Could we communicate better?

Published on 5th December 2025

Why the best business outcomes still depend on people talking to people. By Philip King FCICM I was privileged to represent Top Service at the 2025 CICM CreditFest events held in Birmingham, Manchester, London, and Leeds in recent months. They were great events and it was suggested I might share some of my thoughts with... Continue Reading

The October 2025 Stats Are In: Insolvencies Are Rising Again — What Does This Mean for You?

Published on 19th November 2025

After a brief period of stability, corporate insolvencies have begun to climb once more. In October 2025, England and Wales recorded 2,029 company insolvencies —🔺 2% higher than September 2025 (1,995)🔺 17% higher than October 2024 (1,739) While 2025 remains slightly above 2024 levels, activity is still below the 30-year high seen in 2023. Breakdown... Continue Reading

Our Top Credit Control Tips: Minimise Debt, Maximise Cash

Published on 23rd October 2025

Credit management isn’t just about collecting money — it’s about building great business relationships that support long-term growth and stability. For businesses in today’s fast-paced environment, especially across the construction and trade sectors, effective credit control is key to maintaining healthy cash flow. The best businesses understand it’s not simply about chasing payments; it’s about... Continue Reading

Top Resources

Customer Credit
Application Form

Download

Credit Application
Form Guidance

Download

Free Compensation & Interest Calculators

Find Out More

What our customers say

I find the Top Service website an essential part of credit control and bad debt prevention. Couldn’t be without Top Service.

Paul Pannell, LEMON GROUNDWORK SOLUTIONS LTD

We would like to thank Top Service for supplying us with a much needed service for the construction industry. Your services far exceed others on the market.

Sean Merrett, NATWASTE LTD

You have helped us to avoid getting our fingers burnt many times.

James Keay, SELECT A SKIP (UK) LTD

Top Service has been my second pair of eyes when I need it.

Top Service plays a huge part in managing our credit control processes. Their industry-specific expertise, fast response times, and professional approach have helped our business mitigate financial risk on numerous occasions…

What sets Top Service apart from other credit reference agencies is their personal approach and the extended range of services. Not only do they offer credit reports, they also act as an anonymised credit forum and a debt collection agency, all rolled into one!

 Angelina at PVC Building Supplies Ltd

“Top Service has been a breath of fresh air in our business. We have struggled with trustworthy Credit Management businesses for a number of years, and Top Service have provided our new one-stop shop. They Credit reference our clients as a starting point, and we then get updates if anything happens to our watch list. This alone has recently stopped us from starting work for a business that went into administration 3 weeks later. Without Top Service, that would have been another owed debt.

 Their debt management system is also very easy to use, and again, recently brought full payment of a debt that we had no joy in chasing for over 4 months. One email, followed by one letter, got full payment.

A great addition to any business with such a friendly team at the end of the phone, and a website that is easily navigable. A great business to assist our business.” 

Mat at City Traffic Management Services Ltd

I don’t know what we used to do before you, but I am very glad we now know you – a fantastic service.

Nick Edwards, EDWARDS PLANT & TOOL HIRE LTD

A unique service that is excellent value for money.

Brent Johnstone, ABLE SKIP HIRE LTD

Top Service has lived up to its name providing a swift, reliable service and advance warning of problem customers.

Edward Morgan, JOHN WILLIAMS & CO (CRWBIN QUARRIES) LTD

The service is very cost effective provides a network for all credit personnel in the building and allied trades.

Peter Phillips, SGBD LTD T/AS GIBBS & DANDY*

 “This is why you are better than everyone else, this is part of the service that I didn’t even know you gave, you guys really are on it. You have reinforced my decision to join yourselves, please thank your team, nowhere else provides a service like this better than yourselves”

Martin Gillingham from MJG Timber Ltd