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Top Service
IBC Member Offer

An exclusive offer and preferential pricing on Credit Management Solutions for IBC Members

Exclusive IBC Member Benefits

Available to all IBC Members regardless of Top Service Membership:

  • Unlimited Access to FREE Credit Management Advice
    Just call 01527 503990
  • FREE Annual Credit Control Healthcheck
    With recommendations to protect your business

PLUS a 7-Day, No Obligation Free Membership Trial:

  • Unlimited Trading Experiences & Credit Information
  • Unlimited Company & Director Monitoring
  • 3 Chasing Letters & Unlimited Chasing Emails

Access Your
Free Credit Healthcheck

Access your free Healthcheck GET STARTED

The Top Supplier of Credit Management Solutions for the Construction Industry

Helping Fellow Traders For Over 30 Years

For over 30 years we have helped thousands of your fellow traders in the construction industry avoid problem payers and reduce their bad debt. All our members benefit from access to our unique and invaluable credit information and our effective recovery services.

IBC Member Price

£36.75 exc VAT

per month

Standard Rate £49.00 exc VAT

Prevention

Invaluable insider information at your fingertips

Our unique credit information and monitoring services will ensure that you minimise your exposure to bad debt and will help you to stay ahead of the game

More Info

Recovery

All the tools you need for hassle free debt recovery

From a gentle reminder to taking legal action, our recovery service can be tailored to your needs and help make your unpaid invoice a priority.

More Info

Top Service Membership Benefits

  • Exclusive 25% Discount for IBC Members
  • 1st Month FREE Upon Signing (Instant Access)
  • Annual Credit Control Health Check (One Per Year)
  • Credit Information (Unlimited)
  • Company & Director Monitoring (Unlimited)
  • Chasing Letters (10 per Month)
  • Chasing Emails (Unlimited)
  • Credit Management Support & Advice (Unlimited)
  • Debt Recovery (Unlimited*)

*charged on a commission basis

First Debt Revoverd Free
Access your free Healthcheck

Get Started With Your Seven Day FREE Trial

IBC Free Trial
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Top Service News

Protect Your Cash Flow: Supply Chain Monitoring Included in Your Membership

Published on 22nd May 2026

In the construction sector, project margins are tight, and insolvencies can trigger a devastating domino effect down the supply chain. A main contractor, sub-contractor, or materials supplier failing mid-project can stall a build and leave you facing severe bad debt. As part of your membership with us, you have unlimited access to our Construction Credit... Continue Reading

Navigating the “Structural Reset”: Four Shift Pressures Every Construction Credit Manager Must Face in 2026

Published on

With construction accounting for 16% of all UK business failures, relying on yesterday’s static data is an active threat to contractor survival. The UK construction industry isn’t just navigating standard economic cycles; it is undergoing what analysts call a permanent “structural reset.” For credit management departments and finance directors, relying on yesterday’s data to make... Continue Reading

Construction Insolvencies England and Wales: April 2026 Update

Published on 19th May 2026

Construction remains the most exposed sector as England and Wales company failures rise 2% month-on-month. Overview Registered company insolvencies in England and Wales ticked upward in April 2026. This increase sustains the financial pressures we saw at the end of the first quarter. The Insolvency Service recorded 2,085 registered company insolvencies in England and Wales... Continue Reading

Top Resources

Customer Credit
Application Form

Download

Credit Application
Form Guidance

Download

Free Compensation & Interest Calculators

Find Out More

What our customers say

The service is very cost effective provides a network for all credit personnel in the building and allied trades.

Peter Phillips, SGBD LTD T/AS GIBBS & DANDY*

“Top Service is a very easy-to-use and informative site to visit. All the staff are extremely helpful and knowledgeable, with any help when asked… and will find answers to questions when needed. The online portal is efficient to use.. Will always recommend Top Service. Thank you for providing this service so we can progress in our business. I started using you first and never moved, as the service is outstanding thank you”

Lucy Patching From PP Engineering

I don’t know what we used to do before you, but I am very glad we now know you – a fantastic service.

Nick Edwards, EDWARDS PLANT & TOOL HIRE LTD

Absolutely brilliant service, telephone support first class, the chase-up letters actually work and get results. It has become an essential business tool for us. Highly recommended.

Peter Drayton, SOUTHERN ASBESTOS SERVICES LTD

The service has been impeccable. I would not hesitate in recommending them to anyone in need of a reliable, first class credit reference agency.

Kim Hopkins, ALTRIGEN SOLUTIONS LTD

Top Service is a tool that every credit controller should have. They have significantly helped Millers Oils in reducing our bad debts and I would recommend it to one and all.

Mandy Richards, MILLERS OILS LTD

Without doubt, they are one of the most efficient and customer friendly companies I have dealt with. I would not hesitate in recommending the company to anybody.

Mark Pitman, LANSFORD ACCESS LTD

Brilliant, friendly service always happy to help and give advice. Thumbs up!! Will definitely get our custom for years to come.

CARL WRIGHT (HAULAGE & PLANT) LIMITED

We are 100% impressed. We trust this company implicitly and would not consider using anybody else now.

Jane Brown, ENFIELD SPECIALITY DOORS

The service provided is second to none. The whole team are always efficient and helpful. Whatever guidance you need Top Service have it. Highly Recommended

PAGETS BUILDERS MERCHANTS LTD