Trading Experiences

Our trading experiences are sourced from our 2500 members, all trading in and around the construction industry. Our members supply us with, and we proactively gather, up to the minute detailed information of how their customers are paying them.

Our trading experiences will tell you what to expect when opening an account to a new customer. 

  • Will they pay on time?
  • Do they pay but are generally slow and need a push?
  • Do they raise a lot of disputes?
  • Will you be likely to have to take further action to recover any monies owed?
  • Are they approaching you because a competitor has them on stop?
  • Have they recently bounced cheques on other suppliers? 

It’s this kind of invaluable information you need to know before extending credit.  Can you afford not to be armed with our insider intelligence?

Below is an example of the kind of trading experiences you can expect to find on our credit reports.  Where we have received more than one experience from the same member, you will see a grey arrow which when clicked allows you to see that members previous experiences with a particular subject.

If you agree that this kind of information would be invaluable to your credit decision making procedures then contact our sales team on 01527 503990 or click on the Join Now box to become a member today.

Here is a sample of the Trading Experiences section from one of our reports.
 

14/12/2017 ACCOUNT 90+ DAYS OVERDUE

  REPORTED BY A PLANT & MACHINERY HIRE & SALES COMPANY  

Previous experiences reported by this member

08/11/2017 ACCOUNT 60-90 DAYS OVERDUE
09/12/2017 PAID AFTER PASSING TO TOP SERVICE FOR COLLECTION

  REPORTED BY A BUILDERS MERCHANT  

Previous experiences reported by this member

02/12/2017 LEGAL ACTION TAKEN VIA TOP SERVICE
14/11/2017 ACCOUNT PASSED TO TOP SERVICE FOR COLLECTION
04/11/2017 TOP SERVICE LETTER BEFORE ACTION ISSUED
30/10/2017 ACCOUNT 60-90 DAYS OVERDUE
02/12/2017 PAID BUT EXCEEDED TERMS BY 60 DAYS

  REPORTED BY A WASTE DISPOSAL & SKIP HIRE COMPANY  

Previous experiences reported by this member

26/11/2017 ACCOUNT 60-90 DAYS OVERDUE
13/10/2017 PAID BUT EXCEEDED TERMS BY 60 DAYS
28/09/2017 ACCOUNT 30-60 DAYS OVERDUE
12/06/2017 SATISFACTORY PAYMENT RECORD
14/11/2017 PAID AFTER ISSUING A TOP SERVICE EMAIL BEFORE ACTION

  REPORTED BY AN ACCESS EQUIPMENT HIRE & SALES COMPANY  

Previous experiences reported by this member

08/11/2017 TOP SERVICE EMAIL BEFORE ACTION ISSUED
02/11/2017 ACCOUNT 30-60 DAYS OVERDUE
20/10/2017 PAID AFTER RECEIVING A BOUNCED CHEQUE

  REPORTED BY A ROOFING MERCHANT  

Previous experiences reported by this member

08/10/2017 PART PAYMENT RECEIVED – ACCOUNT REMAINS OVERDUE
23/09/2017 CHEQUE NOT HONOURED BY BANK
10/09/2017 ACCOUNT 90+ DAYS OVERDUE
24/08/2017 ACCOUNT 60-90 DAYS OVERDUE
27/06/2017 SATISFACTORY PAYMENT RECORD
10/09/2017 PAID AFTER EXCEEDING TERMS BY 30 DAYS

  REPORTED BY AN ELECTRICAL WHOLESALER  

Previous experiences reported by this member

03/09/2017 ACCOUNT 30-60 DAYS OVERDUE
31/05/2017 SATISFACTORY PAYMENT RECORD
  REPORTED BY A HAULAGE & TRANSPORT COMPANY