Trading Experiences

Our trading experiences are sourced from our 2500 members, all trading in and around the construction industry. Our members supply us with, and we proactively gather, up to the minute detailed information of how their customers are paying them.

Our trading experiences will tell you what to expect when opening an account to a new customer. 

  • Will they pay on time?
  • Do they pay but are generally slow and need a push?
  • Do they raise a lot of disputes?
  • Will you be likely to have to take further action to recover any monies owed?
  • Are they approaching you because a competitor has them on stop?
  • Have they recently bounced cheques on other suppliers? 

It’s this kind of invaluable information you need to know before extending credit.  Can you afford not to be armed with our insider intelligence?

Below is an example of the kind of trading experiences you can expect to find on our credit reports.  Where we have received more than one experience from the same member, you will see a grey arrow which when clicked allows you to see that members previous experiences with a particular subject.

If you agree that this kind of information would be invaluable to your credit decision making procedures then contact our sales team on 01527 503990 or click on the Join Now box to become a member today.

Here is a sample of the Trading Experiences section from one of our reports.
 

21/07/2018 ACCOUNT 90+ DAYS OVERDUE

  REPORTED BY A PLANT & MACHINERY HIRE & SALES COMPANY  

Previous experiences reported by this member

15/06/2018 ACCOUNT 60-90 DAYS OVERDUE
16/07/2018 PAID AFTER PASSING TO TOP SERVICE FOR COLLECTION

  REPORTED BY A BUILDERS MERCHANT  

Previous experiences reported by this member

09/07/2018 LEGAL ACTION TAKEN VIA TOP SERVICE
21/06/2018 ACCOUNT PASSED TO TOP SERVICE FOR COLLECTION
11/06/2018 TOP SERVICE LETTER BEFORE ACTION ISSUED
06/06/2018 ACCOUNT 60-90 DAYS OVERDUE
09/07/2018 PAID BUT EXCEEDED TERMS BY 60 DAYS

  REPORTED BY A WASTE DISPOSAL & SKIP HIRE COMPANY  

Previous experiences reported by this member

03/07/2018 ACCOUNT 60-90 DAYS OVERDUE
20/05/2018 PAID BUT EXCEEDED TERMS BY 60 DAYS
05/05/2018 ACCOUNT 30-60 DAYS OVERDUE
17/01/2018 SATISFACTORY PAYMENT RECORD
21/06/2018 PAID AFTER ISSUING A TOP SERVICE EMAIL BEFORE ACTION

  REPORTED BY AN ACCESS EQUIPMENT HIRE & SALES COMPANY  

Previous experiences reported by this member

15/06/2018 TOP SERVICE EMAIL BEFORE ACTION ISSUED
09/06/2018 ACCOUNT 30-60 DAYS OVERDUE
27/05/2018 PAID AFTER RECEIVING A BOUNCED CHEQUE

  REPORTED BY A ROOFING MERCHANT  

Previous experiences reported by this member

15/05/2018 PART PAYMENT RECEIVED – ACCOUNT REMAINS OVERDUE
30/04/2018 CHEQUE NOT HONOURED BY BANK
17/04/2018 ACCOUNT 90+ DAYS OVERDUE
31/03/2018 ACCOUNT 60-90 DAYS OVERDUE
01/02/2018 SATISFACTORY PAYMENT RECORD
17/04/2018 PAID AFTER EXCEEDING TERMS BY 30 DAYS

  REPORTED BY AN ELECTRICAL WHOLESALER  

Previous experiences reported by this member

10/04/2018 ACCOUNT 30-60 DAYS OVERDUE
05/01/2018 SATISFACTORY PAYMENT RECORD
  REPORTED BY A HAULAGE & TRANSPORT COMPANY