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Top Service
IBC Member Offer

An exclusive offer and preferential pricing on Credit Management Solutions for IBC Members

Exclusive IBC Member Benefits

Available to all IBC Members regardless of Top Service Membership:

  • Unlimited Access to FREE Credit Management Advice
    Just call 01527 503990
  • FREE Annual Credit Control Healthcheck
    With recommendations to protect your business

PLUS a 7-Day, No Obligation Free Membership Trial:

  • Unlimited Trading Experiences & Credit Information
  • Unlimited Company & Director Monitoring
  • 3 Chasing Letters & Unlimited Chasing Emails

Access Your
Free Credit Healthcheck

Access your free Healthcheck GET STARTED

The Top Supplier of Credit Management Solutions for the Construction Industry

Helping Fellow Traders For Over 30 Years

For over 30 years we have helped thousands of your fellow traders in the construction industry avoid problem payers and reduce their bad debt. All our members benefit from access to our unique and invaluable credit information and our effective recovery services.

IBC Member Price

£36.75 exc VAT

per month

Standard Rate £49.00 exc VAT

Prevention

Invaluable insider information at your fingertips

Our unique credit information and monitoring services will ensure that you minimise your exposure to bad debt and will help you to stay ahead of the game

More Info

Recovery

All the tools you need for hassle free debt recovery

From a gentle reminder to taking legal action, our recovery service can be tailored to your needs and help make your unpaid invoice a priority.

More Info

Top Service Membership Benefits

  • Exclusive 25% Discount for IBC Members
  • 1st Month FREE Upon Signing (Instant Access)
  • Annual Credit Control Health Check (One Per Year)
  • Credit Information (Unlimited)
  • Company & Director Monitoring (Unlimited)
  • Chasing Letters (10 per Month)
  • Chasing Emails (Unlimited)
  • Credit Management Support & Advice (Unlimited)
  • Debt Recovery (Unlimited*)

*charged on a commission basis

First Debt Revoverd Free
Access your free Healthcheck

Get Started With Your Seven Day FREE Trial

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Top Service News

Could we communicate better?

Published on 5th December 2025

Why the best business outcomes still depend on people talking to people. By Philip King FCICM I was privileged to represent Top Service at the 2025 CICM CreditFest events held in Birmingham, Manchester, London, and Leeds in recent months. They were great events and it was suggested I might share some of my thoughts with... Continue Reading

The October 2025 Stats Are In: Insolvencies Are Rising Again — What Does This Mean for You?

Published on 19th November 2025

After a brief period of stability, corporate insolvencies have begun to climb once more. In October 2025, England and Wales recorded 2,029 company insolvencies —🔺 2% higher than September 2025 (1,995)🔺 17% higher than October 2024 (1,739) While 2025 remains slightly above 2024 levels, activity is still below the 30-year high seen in 2023. Breakdown... Continue Reading

Our Top Credit Control Tips: Minimise Debt, Maximise Cash

Published on 23rd October 2025

Credit management isn’t just about collecting money — it’s about building great business relationships that support long-term growth and stability. For businesses in today’s fast-paced environment, especially across the construction and trade sectors, effective credit control is key to maintaining healthy cash flow. The best businesses understand it’s not simply about chasing payments; it’s about... Continue Reading

Top Resources

Customer Credit
Application Form

Download

Credit Application
Form Guidance

Download

Free Compensation & Interest Calculators

Find Out More

What our customers say

Top Service is exactly what it gives. Provided by a friendly, helpful, and constructive team of people.

Peter, ALLEN NEWPORT LTD

The service is fantastic and professional, always go the extra mile.

Pete, TBS BUILDING SUPPLIES LTD

I thank you for a service unrivalled by any in the construction industry.

Kevin Sourbutts, CLASSIC PVC HOME IMPROVEMENTS LTD

We have been customers of Top Service for 4 years.

All the advisers are cheerful, knowledgeable and get the job done quickly, and without hesitation.

This gives us confidence and assurance that we are dealing with a professional company.

AC SOLUTIONS GROUP LIMITED

If credit reference agencies were an Olympic event, the “Tops Service” would certainly win gold every time!!

Larry Vincent, BRANDON HIRE PLC

How did we manage before we found you? Excellent results and great people to deal with – couldn’t ask for more.

Lynn Rose, ROSE GAS LIMITED

 Top Service provides Tarmac with invaluable support for new customer trading history and early fraud detection. The trading histories enable us to avoid potential late payers, or to identify that a customer has cash flow difficulties”

Jo Stevens at Tarmac

 “This is why you are better than everyone else, this is part of the service that I didn’t even know you gave, you guys really are on it. You have reinforced my decision to join yourselves, please thank your team, nowhere else provides a service like this better than yourselves”

Martin Gillingham from MJG Timber Ltd

You are the best company for our industry. Your staff are excellent.

Tom Corkery, GALLAGHER AGGREGATES LTD

A unique service that is excellent value for money.

Brent Johnstone, ABLE SKIP HIRE LTD